Mobile Home Insurance
Avalon Insurance Represents Only the Most Reliable Mobile Home Insurance Companies
We Make Finding the Right Insurance Simple, Affordable and Tailored For You!
CALL US AT 321-800-6142
Mobile Home Insurance
Owner Occupied Homes
Mobile Home Insurance for Your Home
Have you ever wondered why there is so much difference in Mobile Home Insurance premiums? Why is one policy so different in price than another? There can be a number of reasons for this. It is not necessarily because one is better than another.
Even though each quote is for the same general form of insurance, there can be differences in the limits on some of the coverages offered, the valuation method of claims and the location and age of the home. It is important that your agent knows the differences in each offering and can help you understand which policy will work best for you.
Avalon Insurance has the expertise and experience to guide you through the maze of competing quotes to give you the coverage that fits your needs and budget.
Landlord Insurance for Mobile Homes (Tenant Occupied Homes)
Landlords! You need to be sure that you have the correct insurance on the properties you rent out. A mobile home is a great investment as an income producing property. But, you can’t earn income on a structure that has suffered significant damage from a fire or hurricane.
With landlord insurance for mobile homes you can repair that damage and even recover lost rental Income in the event of a covered loss.
The financial loss that a property owner could incur from a liability claim can far exceed the value of a property. Without adequate coverage you could lose your property and be on the hook for addition payouts.
Avalon Insurance offers landlord insurance for mobile homes at affordable prices. Call us today and stop worrying!
Older Mobile Home Insurance
Many Manufacture home communities are filled with homes build in the 1980’s an older. They have endured many hurricanes and they are still standing strong. For their owners these mobile homes work perfectly. They are economical and provide independence and pride of home ownership for many people.
Unfortunately, many insurance agencies do not even offer mobile home insurance. If they do, they represent companies that only write newer homes. If they offer insurance on older homes, it is a very limited selection of companies.
The good news is Avalon Insurance represents a number of reliable companies that specialize in providing excellent affordable older mobile homes insurance.
Vacant Mobile Home Insurance (Estate Homes and Builder's Risk too)
As with any dwelling, insurance companies do not like a property to be vacant. Risk factors change for certain perils. Vandalism, malicious mischief and theft occur much more often. If there is a water leak, it goes unnoticed until significant damage has occurred. Trespassers can even cause fires.
If the vacancy lasts over a specific time carriers will suspend coverage for such events as water leaks, broken glass, vandalism and theft. Many companies will cancel or non-renew the policy as soon as they are aware of a vacancy. Properties can retain coverage if they are written as a seasonal property and are located in access restricted parks and are monitored.
If your selling your home, it is being renovated or the home is a vacant estate property, coverage is available through vacant mobile home insurance. You can insure the property to much the same degree as before and know that any claim will be paid.
Avalon Insurance represents one of the leaders in vacant mobile home insurance and Builder’s Risk coverage for mobile homes – so call today for a quote.
Modular Homes
What is a Modular Home? What is a Manufactured Home? What is a Mobile Home? Well, Mobile Homes and Modular Homes are both Manufactured Homes. They are both built at a factory and shipped to their final location. Once a modular homes has been installed, they’re pretty much there to stay. Mobile homes, however, are fairly easy to relocate. The photo to the right is of a modular home being installed.
Only about two percent of manufactured housing is of the modular variety. Because of this only a select few Insurers will insure a modular home. This is not because there is a problem with modular homes. It has to do with the size of risk pool for modular homes.
The important thing to remember is that if you need insurance for your modular home, call the manufactured home experts at Avalon Insurance to be sure you have the correct kind of insurance for your home.
Renter's Insurance for Mobile Homes
Renters need Insurance. They need liability coverage and medical payments if a visitor is injured just like the property owner. If a tenant accidentally causes damage to the residence, he needs liability coverage.
Renters also have personal property that needs to be covered in the event of a hurricane, a fire, a water leak or theft. They need coverage for living expenses if they can’t stay in the home because of damage from a covered loss.
If you are a landlord, it is important that your tenants have a Renter’s Insurance policy that lists you as an additional insured!
Renter’s insurance for mobile homes covers all these perils. Avalon Insurance can provide you with an affordable renter’s insurance policy today.
CALL US AT 321-800-6142
Some of the Companies We Represent
